888-940-4766
jpeisner@boemortgage.com
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We Fund Nationwide!

Bank Statement Mortgage for the Self Employed
Income Qualify with your Gross Revenue
Purchase & Cash Out Refinance

  • Income Qualify with Bank Statements Only
  • No Tax Returns
  • No W-2's
  • No 1099's

Get a Quote Now!

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Why Choose Us

Purchase and Refinance With Out Tax Returns

More than any other lender we understand the challenges the entrepreneur faces when trying to use their adjusted taxable earnings to qualify for a traditional mortgage. Consequently, we take a very different approach. Our loan products simply don’t require tax returns. With our products we use a business owners gross revenue to income qualify. This typically allows the self employed borrower greater flexibility when applying for a mortgage.

By using your gross earnings by way of bank statement deposits you wont be penalized for your legal tax write offs. Instead, you will find that you qualify for a much larger loan amount vs. a mortgage that requires using your bottom line taxable earnings. Every business owner has a unique situation and we have the industry’s widest product offering for alternative income loans to meet your personalized needs. Our team of federally licensed and regulated loan officers will guide you through your options, prepare you a written rate quote summary, and escort you from application to funding. Our level of communication, product knowledge and mortgage experience will clearly set us apart from our competition. We are available by phone or email seven days a week.

Give us a Call Today 888-940-4766

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Loan Product Options

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  • Qualify with either 12 or 24 month bank statements
  • Either Business or Personal Bank Statements allowed
  • Blend Business income & W-2  Income
  • Use Liquid Assets to qualify or as additional "income"
  • For Investment Property we need NO income OR Employment
 
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Loan Product Highlights

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  • No Tax Returns Required
  • Minimum Down Payment is 15%
  • Purchase, Refinance, or Cash Out Refinance
  • Single Family Homes, Condoes or 2-4 Units
  • Primary Residence, Vacation Home, or Investment Property
  • Loan Amounts $200,000 to 3$ Million
  • 30 Year Fixed Rate and Fixed Period ARM's
  • Interest Only Options
  • All States except New York (Pending )
  • Products subject to change - call for latest updates
 
 
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Our Process

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Consultation & Rate Quote

Call or Apply Online. A licensed loan offier will ask and answer questions, then provide a written rate quote for your review

Processing and Approval

Your loan officer and your assigned Op's team will lead you through the application and approval stage.

Docs and Funding

Your team will secure the final approval and set a date for closing!

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Testimonials

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Texas, $454,000 Purchase

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STATE, Transaction type

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STATE, Transaction type

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Frequently Asked Questions

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